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Tax Hisabٹیکس حساباردو

Zakat calculator Pakistan: nisab, bank deduction and CZ-50

Zakat is 2.5% of zakatable wealth held for a lunar year, when it is at or above the nisab. Separately, banks deduct 2.5% on 1 Ramadan from savings accounts holding at least the official nisab: Rs 503,529 for 1446-47 AH.

1. Zakat on your wealth

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Use your local market rate.

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Nisab based on

Zakat due (2.5%)

Rs 0

Net zakatable wealth

Rs 0

Nisab

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enter the silver price to see it

2. Will the bank deduct Zakat on 1 Ramadan?

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Deduction (no CZ-50 on file)

Rs 0

below the nisab: no deduction

Official nisab, Zakat year 1446-47 AH

Rs 503,529

Ramadan 2026; it was Rs 179,689 the year before

The nisab for Ramadan 2027 will be notified before Ramadan; this page will be updated when it is.

Source

Zakat and Ushr Ordinance 1980 (bank deduction on 1 Ramadan; CZ-50 declaration); Income Tax Ordinance section 60

Not a fatwa

This is a simple estimate. What counts as zakatable (for example jewellery in use, long-term debts, retirement funds) differs between schools of thought. Ask a scholar you trust for your own case. The 2.5% bank deduction rate is the long-standing rate under the Ordinance; the 2026 notice as reported did not restate it.

Questions people ask

When does the bank deduct Zakat?

On the first day of Ramadan, from savings, PLS and similar accounts holding at least the official nisab. For Zakat year 1446-47 AH (Ramadan 2026) the nisab was Rs 503,529.

How do I stop the deduction?

If you are exempt on grounds of your fiqh, file the Zakat declaration form CZ-50 (usually notarised) with your bank well before Ramadan. Check your bank’s deadline.

Is Zakat deductible from income tax?

Yes. Zakat paid under the Zakat and Ushr Ordinance is deducted from taxable income (Income Tax Ordinance section 60).

Silver or gold nisab?

The official bank nisab is based on the value of 52.5 tola of silver. For your own Zakat, scholars differ; ask your scholar.

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