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Tax Hisabٹیکس حساباردو
Tax year 2027 (2026-27)

Cash withdrawal tax for non-filers (231AB) 2026-27

Non-filers pay 0.8% when their cash withdrawals in a day pass Rs 50,000, counting all bank accounts together. Withdraw Rs 200,000 and the bank keeps Rs 1,600. Filers pay nothing.

Cash withdrawal tax (s.231AB)

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Your status
Rs

Tax the bank deducts

Rs 1,600

0.80%

A filer would pay

Rs 0

The 0.8% is taken on the whole day’s cash once it passes Rs 50,000, and it counts toward your income tax when you file.

Source

Section 231AB (rate 0.8% from Finance Act 2025); Tenth Schedule rule 10(ga)

Questions people ask

Do filers pay tax on cash withdrawal?

No. Section 231AB applies only to people whose name is not on the Active Taxpayers List.

How is the Rs 50,000 limit counted?

All cash you withdraw in one day from all your bank accounts together: ATM, counter and cash cheques.

Can I get it back?

It is an advance, adjustable tax. When you file a return it counts toward your income tax.

Did the rate change?

Finance Act 2025 raised it from 0.6% to 0.8%. Finance Act 2026 left it unchanged.

Want a tax consultant to check your case?

Filing a return, becoming a filer, a notice from FBR, or a property or freelance question. Send a short request; asking is free and you decide whether to go ahead.

Talk to a consultant

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