Budget 2026-27 rates · checked 4 November 2026
Pakistan tax, worked out and explained
Salary tax and take-home pay, business and freelancer tax, filer vs non-filer, property, cash withdrawal, car and phone taxes, capital gains and Zakat. For 2026-27 and last year, in English and Urdu, with every rate traced to the Finance Act and FBR.
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Salary income tax
taxhisab.danixsoft.com
Tax year 2027, salaried individual table, First Schedule Part I Division I clause (2)
Before tax. Include bonuses and taxable allowances.
For example medical allowance up to 10% of basic pay, if your employer gives no free treatment.
Zakat paid under the Zakat and Ushr Ordinance is deducted from taxable income (s.60).
Income tax per month
Rs 6,000
Take-home per month
Rs 144,000
before provident fund, EOBI and other deductions
Income tax per year
Rs 72,000
Effective rate
4%
top slab 11%
| Slab (annual taxable income) | Rate | Your income in slab | Tax |
|---|---|---|---|
| Rs 0 – 600,000 | 0% | 600,000 | 0 |
| Rs 600,000 – 1,200,000 | 1% | 600,000 | 6,000 |
| Rs 1,200,000 – 2,200,000 | 11% | 600,000 | 66,000 |
| Rs 2,200,000 – 3,200,000 | 20% | 0 | 0 |
| Rs 3,200,000 – 4,100,000 | 25% | 0 | 0 |
| Rs 4,100,000 – 5,600,000 | 29% | 0 | 0 |
| Rs 5,600,000 – 7,000,000 | 32% | 0 | 0 |
| Above Rs 7,000,000 | 35% | 0 | 0 |
| Taxable income | 1,800,000 | 72,000 | |
| Surcharge (s.4AB) none for salaried income from tax year 2027 | 0 | ||
| Total income tax for the year | 72,000 |
Before and after the 2026-27 budget
2025-26: tax per month
Rs 6,000
2026-27: tax per month
Rs 6,000
You save per month
Rs 0
Rs 0 a year
No change at this salary: the first three slabs (up to Rs 2.2 million a year) are the same in both years.
Income tax
Taxes on everyday transactions
Also
Budget 2026-27
What changed this year
Tax year 2027 against 2026, from Finance Act 2026.
Salary tax slabs
Six slabs; 23% from Rs 2.2m, 30% from Rs 3.2m, 35% from Rs 4.1m
Eight slabs; 20% from Rs 2.2m, 25% from Rs 3.2m, 29% from Rs 4.1m, 32% from Rs 5.6m, 35% only above Rs 7m
Surcharge on salaried income above Rs 10 million
9% of the income tax
No surcharge
Separate "late filer" rates (Tenth Schedule rule 1A)
Higher rates on property purchase and sale for people on the ATL who filed late
Rule omitted: a late filer on the ATL pays the ATL rate
Advance tax on selling property (236C), filer
4.5% / 5% / 5.5% by value
2.75% flat (non-filer still 11.5%)
Advance tax on buying property (236K), filer
1.5% / 2% / 2.5% by value
1.25% flat (non-filer still 10.5% / 14.5% / 18.5%)
YouTubers and social media creators (new 154B)
No specific withholding
Banks deduct 5% of social media platform revenue (10% for non-filers); minimum tax for residents
The law for 2026-27
Finance Act 2026 (Act XLIII of 2026), Gazette of Pakistan, 26 June 2026The law as amended, for 2025-26
Income Tax Ordinance 2001, FBR consolidated text amended up to 20.02.2026FBR’s own summary of rates
FBR Withholding Tax Rate Card, tax year 2027 (updated up to 30 June 2026, Finance Act 2026)Questions people ask
What is tax year 2027?
Pakistan’s tax year ends on 30 June. Tax year 2027 runs from 1 July 2026 to 30 June 2027, the 2026-27 budget year.
Where do the rates come from?
Finance Act 2026, FBR’s consolidated Income Tax Ordinance and FBR’s withholding rate cards for tax years 2026 and 2027. Every calculator names the section and the date we checked.
Is it free?
Yes. Every calculator is free and runs in your browser. Talking to a tax consultant is optional.
Is this FBR’s website?
No. Tax Hisab is an independent DanixSoft project. For official filing use FBR’s IRIS portal.
Want a tax consultant to check your case?
Filing a return, becoming a filer, a notice from FBR, or a property or freelance question. Send a short request; asking is free and you decide whether to go ahead.